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Volume 2 Issue 3 cover

Open Access · 2026

Volume 2 Issue 3


Journal of Emerging Markets and Management

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Table of Contents

8 articles
ArticleOpen AccessPublished: 30 June 2026

Digitisation as a Socio-Economic Equaliser: Self-Employment, Inclusion, and the Digital Transformation of Kerala’s Economy

Sofia Ahmed Sait, Lekha Kasmir

Journal of Emerging Markets and Management · 1–14 · 10.63385/jemm.v2i3.101045

The research paper discusses the role of digitisation as an enabler of self-employment and socio-economic inclusion in the state of Kerala, which is economically and socio-culturally stratified. In particular, it examines how digitisation is a structural equaliser by altering access to entrepreneurship along gender, caste, and r

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ArticleOpen AccessPublished: 20 July 2026

Public Debt, Fiscal Policy and Economic Growth in Nigeria

Hezekiah Amamizo Ogunnubi

Journal of Emerging Markets and Management · 15–24 · 10.63385/jemm.v2i3.101122

This paper examined the impact of public debt and fiscal policy on Nigeria’s economic growth using the Autoregressive Distributed Lag (ARDL) model. The annual time-series data from 1981 to 2023 were obtained from the Central Bank of Nigeria Statistical Bulletin and the World Bank archives. The study analyzed the long-run and sho

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ArticleOpen AccessPublished: 17 August 2026

Patterns of Employment and Their Spatial Constraints: Resilience to Climate and Market Crises in Nigeria

Henry Mooney

Journal of Emerging Markets and Management · 25–39 · 10.63385/jemm.v2i3.101164

This research examines the sectoral structure of employment in Nigeria and the way that structure shapes spatial constraints on the economy’s resilience to climate and market crises. Rather than treating social capital as a measured variable, the study frames it as contextual background and instead analyses observable sectoral e

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ReviewOpen AccessPublished: 19 August 2026

Digital Commerce Adoption in Ghana: A Scoping Review of Trends, Drivers, Barriers, and Enablers

Vanessa Enyonam Amenyawu, Vivian Amoako Osafo, Nathan Awelama Atigah, Naa Adjeley Sackey

Journal of Emerging Markets and Management · 40–64 · 10.63385/jemm.v2i3.101095

The digital economy in Ghana has grown exponentially over the last decade, driven by rising rates of mobile and internet penetration, the growth of fintech and mobile money services, the unexpected pandemic, and the integration of social media into the Ghanaian economic landscape. Nevertheless, scientific evidence that synthesis

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ArticleOpen AccessPublished: 21 September 2026

Foreign Capital Inflows and Financial Development: The Moderating Effects of the Governance Climate and Human Capital across the MEDA Region

Francesco Scalamonti

Journal of Emerging Markets and Management · 65–83 · 10.63385/jemm.v2i3.101039

In the globalized world, there is a closed relationship between foreign capital inflows (CI) and financial development (FD) of a country. Therefore, this study aims to investigate the relationship between FD and CI across the Southern and Eastern Mediterranean countries (MEDA region), covering the period 2000–2019, since MEDA tr

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ArticleOpen AccessPublished: 28 September 2026

Awareness of Porter’s Five Forces Framework: A Research Paper

Ioannis Petrou Hadjipetrou

Journal of Emerging Markets and Management · 84–95 · 10.63385/jemm.v2i3.100695

In 1980, a young economist called Micheal E. Porter made a revolution in the field of Industrial Organization by publishing his article on the attractiveness of industries and the five forces that influence them. Although the model still has some validity, it has heavily been criticized as obsolete since the introduction of inte

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ArticleOpen AccessPublished: 18 October 2026

An Assessment on Service Quality in the Ethiopian Insurance Industry: A PLS-SEM Analysis

Mubarek Sadik Hussen, Abdo Dabaso Jaldesa, Garbicha Duba Wako

Journal of Emerging Markets and Management · 96–113 · 10.63385/jemm.v2i3.101059

This study presents a rigorous quantitative investigation of the determinants of customer satisfaction in the Ethiopian insurance sector, grounded in the Service Quality (SERVQUAL) model. The research analyzes empirical data using Partial Least Squares Structural Equation Modeling (PLS-SEM) to evaluate information gathered from

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ArticleOpen AccessPublished: 28 October 2026

The Fiduciary Digital Encounter: Developing a Grounded Theory of Institutional Trust Work and Service Quality in Nigeria's SME Banking Ecosystem

Ekejiuba Augustine Nnaemeka

Journal of Emerging Markets and Management · 114–131 · 10.63385/jemm.v2i3.102684

This study develops a grounded theory of digital banking service quality by examining how Small and Medium-sized Enterprises (SMEs) in Nigeria evaluate digital banking services under conditions of institutional uncertainty. Using a Straussian grounded theory approach, data were collected through 54 in-depth episodic narrative in

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